Have a Flex Spend Account? Don't Wait until December to Have Major Work Done!
For
people in Oklahoma with flexible spending accounts, a lot of careful planning
goes into arranging the anticipated amount of funds to be used during the
upcoming year for health and dental costs; however, all this planning can be
beneficial. Since money can be budgeted ahead of time, it's easier to handle
necessary procedures such as weight loss surgery, dental work, and knee
replacements.
Most
flexible spending accounts are replenished with funds January 1st,
which is a prime time to schedule any desired procedures. Many people put off things
like major dental work because they are afraid of going to the doctor. When the
end of the year rolls around, though, many of these same people are suddenly
looking for a way to spend their excess healthcare allowance before it
disappears. Unfortunately, when a lot of people try to get appointments at the
same time, it's just not possible to accommodate everyone.
Remember,
when having any kind of procedure performed, there are often preliminary
appointments, evaluations, and tests that must be done prior to the actual
event. Several things have to be confirmed prior to any procedure:
- Does the patient actually need it?
- Does the patient qualify/Is it safe?
- Does the patient understand the effects that an operation would have (e.g. risks, side-effects, recovery time, etc.)?
Establishing
the answers to these and other questions has to be done prior to any medical action,
and it can take time; showing up at a doctor's office on December 18th
hoping for a quick fix before the month is out might be unrealistic.
Any
money in a flex account that isn't used during the year will be lost, and it
doesn't roll over. If a person doesn't plan well, they will end up with unused
funds or, worse, may end up paying more for things that they might have been
covered for. By preparing ahead of time for an Oklahoma weight loss surgery, eye
procedure, or any other necessary operation, people can ensure that they are
covered well before the end of the year crunch.
Labels: Oklahoma Weight Loss Surgery
2 Comments:
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